THE PLAYBOOK · MONEY PLANNER

Build your own
money system.

Enter your real monthly numbers. The planner separates living costs, protection and goals from investable surplus, then gives you an illustrative split across stocks, equity mutual funds and debt.

RULE-BASED AI ASSISTANT
01 · CASH FLOW

Tell MoneyMoves what your month looks like.

Use your own figures. Leave a field at ₹0 if it does not apply.

02 · PROTECT & PLAN

Build the safety rails before the sprint.

These are planning inputs, not product recommendations.

Stocks15–20% planning target
Equity MF10% planning target
Debt10% planning target

These are user-requested illustrative assumptions for the calculator only. They are not guaranteed returns. Actual returns can be materially lower, higher or negative.

03 · YOUR READ

Your plan is waiting for your numbers.

Enter your cash flow above and MoneyMoves will calculate your monthly surplus, safety-fund gap and illustrative investing room.

MONTHLY SURPLUS₹—
EMERGENCY TARGET₹—
INVESTABLE AFTER GOALS₹—
EXPENSE LOAD
Stocks₹—
Equity mutual funds₹—
Debt / fixed income₹—
Emergency + goals₹—
INVESTING
01

Equity vs. debt: what's actually the difference?

Match volatility and liquidity to the job your money needs to do.

Read →
BUILDING WEALTH
02

SIP or lumpsum? Start with the question behind the answer.

Think about cash flow, time horizon and behaviour before the product.

Read →
PERSONAL FINANCE
03

What should your first ₹10,000 do?

Protect the downside first, then give the surplus a job.

Read →